We represent a variety of insurance companies and can find the perfect fit for your insurance needs based on your current situation. We’ll make sure that all discounts available to you will be applied.

Standard vs. Non-Standard Auto Insurance

There are generally two types of auto insurance available to drivers: standard coverage and non-standard coverage.FAYIN Insurance offers both. Standard policies are less expensive and are issued to good drivers with solid driving histories. Non-standard insurance is issued to drivers with subpar driving records or who do not have prior insurance coverage. Non-standard premiums are normally much higher, and can cause a driver to reduce coverage amounts so he can afford the policy.

Why Would Someone Need Non-Standard Coverage?

  • Poor Driving Record
  • Lack of Prior Insurance
  • Vehicle Type (i.e. high performance sports car)

We write non-standard policies through the following companies:

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